Skip to content

Quote engine

Compare term life quotes.

Six answers, real carrier rates, no contact details required.

Your answers

Gender used for rating
Term length
Your health, honestly
Tobacco or nicotine

The quotes on display are specific to California residents. Your contact details are not collected to view them.

How to read the results

Monthly price represents what the insurance company is quoting for your chosen benefit amount, duration and assigned health tier, billed each month. Rate class refers to the underwriting category the quote assumes; this is verified by the carrier during their underwriting review. Exam indicates whether medical testing is anticipated; numerous expedited carriers waive exams for applicants who qualify. A.M. Best measures the insurer's ability to pay claims.

Clicking Apply initiates a protected application form populated with the information you provided. The application runs through the carrier's own platform and is managed by Susman Insurance Agency, a California-licensed firm (License 0B75129). You may pause and pick up later, and no commitment exists until the carrier delivers a completed policy that you accept.